Unstructured Supplementary Service Data, commonly called USSD, is an excellent way of accessing digital services without limits.
These codes are beneficial for those interested in services without the hustle and time wasted queuing.
Various USSD banking codes come in handy when seeking instant access to your cash, among other services.
USSD banking codes. Photo: @benceboros (modified by author)Source: Depositphotos
Mobile banking has made it necessary for South Africans to use transactional codes instead of agents.
This has increased accessibility to banking services by scrapping geographical constraints and other unnecessary transaction barriers.
What is the meaning of USSD in banking?
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USSD banking is an innovative way that allows users without smart devices to access mobile banking services.
The service makes it possible to access a bank account for transfers and payments without data bundles.
Understanding the Structure of USSD codes
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What is a USSD transaction?
This is a transaction that happens through the Unstructured Supplementary Service Data infrastructure.
One only needs a Sim Card to access their bank account at minimal costs.
ABSA USSD. Photo: @AbsaSouthAfricaSource: Twitter
Moreover, it does not require additional applications.
How do I use USSD banking?
Banking with USSD in South Africa is a popular way of accessing a bank account remotely.
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One must be a bank holder to use the service.
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Every bank has a unique procedure for opening and closing transactions.
The starting procedure is, however, the same as mentioned above.
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Notably, USSD codes are preferable because they neither require a smartphone nor internet access.
Most importantly, ensure to get the right code before initiating a transaction.
This code allows customers to load credit without worrying about the high rates of transaction costs.
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The code is suitable if you are seeking general banking solutions in the following categories.
Users can as well access regular services, such as checking account balance and making inquiries.
The service code is useful for completing prepaid top-up services.
UBA USSD banking. Photo: @MisturBetsSource: Twitter
Also, UCount Rewards registered customers stand a chance to receive monthly points for using the service.
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4.
Additional benefits include a return reward of up to 15% on every bundle or airtime purchased.
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Nedbank USSD Code (120001#)
Start transacting the smart way withNedbankUSSD banking without limits.
Users can as well load airtime and sort their electricity hassle-free.
Their transaction code is all you gotta experience their transformational services.
Better still, the bank offers round clock support services to verify customers receive nothing less of the best.
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7.
Use the code to access all the digital services currently available at Ecobank.
UBA USSD banking
The United Bank of Africa has finally conqueredMzansiwith mobile banking.
Enjoy their banking convenience by dialling *919# on your phone at no extra charges.
Is USSD banking safe?
So far, there have been minimal cases of security issues relating to USSD.
The end to end encryption of these codes surpasses that of short messages and other pull-push messaging systems.
It is, therefore, reasonable to conclude that the security levels of USSD banking are satisfactory.
Notice that some banks have multiple codes, each with a specific use.
Make it a point to verify the accuracy before beginning to transact.
Most USSD codes are free.
You will not be charged any airtime for requesting information.
To get the Vodacom service menu, dial *135#.
Source: Briefly News
Jedidah TabaliaJedi is a journalist with over 5 years working experience in the media industry.
She has a BSc.
She loves traveling and checking out new restaurants.
Her email address is jedidahtabalia@gmail.com
