The article below will answer your preliminary questions on the service and direct you to some of the options.
Cellphone insurance is important but often overlooked since it is not one of the traditional types of insurance.
A lot of people are not even aware of its existence.
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What is cellphone insurance?
MTN, Vodacom) or most average insurance companies (e.g.
Edgars cellphone insurance).
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It is mandatory to file a police report and blacklist the phone beforehand.
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Is phone insurance worth getting?
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All it takes is one simple mistake.
Depending on how costly it was, this one mistake could end up frustrating you to no end.
Simply put, it is better to be safe than sorry.
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What does insurance cover on your phone?
This also varies under the same provider depending on tiers and monthly premiums.
where liability issues are concerned.
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Furthermore, some providers do not provide coverage for certain devices.
Some providers also havelimits on the number of claims one can filee.g.
3 every 12 months.
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How much is cellphone insurance?
Most providers give the customer the chance to choose between accidental and comprehensive coverage.
Unlike other forms, costs are determined by the value of the unit as opposed to other risk factors.
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Vodacom
TheVodacom cellphone insurancestarts as low as ZAR20 per month and can be expanded to include worldwide coverage.
MTN
TheMTN cellphone insuranceprogram is underwritten by Guardrisk Insurance Company.
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They also cover wearables and modems.
Unlike other web link providers, it covers up to a relatively low value at only ZAR6,000.
Telkom
Their policies are underwritten by Mutual and Federal Risk Financing Limited.
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They provide SIM card cover, not inclusive of unlawful usage of the SIM.
Any action you take upon the information presented in this article is strictly at your own risk and responsibility!
She has a Bachelor of Commerce & IT from the University of Nairobi and joined Briefly.co.za in November 2019.
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The writer completed a Google News Initiate Course.
you’ve got the option to email her at perisrodah254@gmail.com.
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